Blog - Air Comfort Heating & Air Conditioning

Why Ductless Systems Are Worth a Look in Minnesota

Our homes work hard year-round—from bitter winters to humid summer highs. That’s why more homeowners are turning to ductless mini-split systems for smarter, more efficient comfort.

Whether you’re dealing with a stubborn upstairs room, a sunroom that never cools, or you just want lower energy bills without a major renovation—ductless delivers.

How Ductless Systems Improve Energy Efficiency
Unlike traditional forced-air systems that push air through long duct runs, ductless systems:

• Eliminate duct losses (which can waste up to 30% of energy)
• Deliver zoned heating and cooling, so you're not conditioning unused spaces
• Use inverter-driven compressors that adjust to demand—no on/off cycling

Translation: you only use what you need, when you need it—and that adds up fast on your utility bill.

Real Cost Savings Over Time
Most Minnesota homeowners see:

• 15–40% reduction in energy use compared to central AC or electric baseboard heating
• Lower maintenance costs (no duct cleanings or leaky vents)
• Potential for utility bill rebates and tax credits

Pair that with longer system lifespan and fewer repair calls, and ductless becomes more than just convenient—it’s cost-effective.

Rebates, Credits & Efficiency Incentives
In 2025, many ductless systems qualify for:

• Up to $2,000 in federal tax credits through the Inflation Reduction Act
• Xcel Energy and CenterPoint rebates depending on the model and installation type
• Additional savings for multi-zone setups or cold-climate heat pump systems

We handle the paperwork and make sure you get every dollar you’re eligible for.

Who Benefits Most?
Ductless systems are perfect for:

• Homes without existing ductwork
• Additions, basements, and bonus rooms
• Downsizing homeowners looking to condition only part of their home
• Historic properties where duct install isn’t practical

You’ll love the quiet performance and precise comfort—and your wallet will love the lower bills.

Let’s See What Fits Your Home

Thinking about going ductless?
We’ll walk you through your options with a no-pressure approach, honest numbers, and local experience that’s helped hundreds of Minnesota families.

Why Minnesota Homeowners Should Plan AheadMinnesota weather might be unpredictable—but your cooling system shouldn’t be.
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If your AC is older than 10 years, making strange noises, or just can’t keep up anymore, it may be time to explore replacement options.

And while the idea of replacement sounds like a big investment, the right plan—and the right partner—can make it much more manageable.

What’s the Cost to Replace an AC Unit in Minnesota?

In 2025, Minnesota homeowners typically spend:

• $5,500–$9,000 for standard central AC replacements
• $9,000–$15,000+ for high-efficiency systems or ductwork upgrades
• $4,000–$10,000 for ductless systems, depending on zones

Cost Factors Include:

• System size and SEER rating (efficiency)
• Existing ductwork condition
• Heat pump vs. traditional AC
• Brand, install complexity, and rebates

Financing Options That Fit Your Budget
​We get it—no one wakes up excited to finance an AC. But we also know comfort isn’t optional in a Minnesota summer.
Air Comfort offers:

• Low monthly payment plans
• 0% promotional financing (OAC)
• No-pressure pre-approvals
• Coordination with Xcel Energy, CenterPoint, and federal rebates

You’ll know what to expect—up front and in writing.

Rebates & Tax Credits
Many of our installs qualify for:

• Xcel Energy or CenterPoint rebates ($300–$2,000+ depending on system)
• Federal tax credits through the Inflation Reduction Act (up to $2,000)
• Manufacturer promotions on seasonal efficiency models

These can significantly reduce your out-of-pocket cost and improve ROI.

When to Replace (vs. Repair)
You should consider replacement if:

• Repairs exceed $1,500 and the system is 10+ years old
• It uses outdated refrigerants (like R-22)
• Your energy bills are climbing and comfort is declining
• You’re tired of patching it every season

We’ll always help you compare options—repair first if it makes sense, replace when it’s time.

Ready When You Are
There’s no hard sell here. Just straight answers and systems that work the way they should.
Whether you're replacing, upgrading, or still deciding—we’re here for it.
Family-owned. Minnesota-trusted. Comfort that lasts.

Why This Matters in Minnesota
​The weather swings here aren’t subtle—and neither are the rules around what goes in your AC. If you’ve got an older unit or you're thinking about an upgrade, refrigerant phase-outs are more than just industry buzz—they affect your home comfort, your repair options, and your wallet.

What’s Being Phased Out?
The EPA has been phasing out R-22 (Freon) due to its environmental impact. Since 2020, production and import of R-22 have been banned in the U.S. But that doesn’t mean every system using it is gone—many are still cooling homes across Minnesota.

The latest refrigerant regulations are pushing the HVAC industry toward low-GWP (Global Warming Potential) alternatives like R-410A, R-454B, and others.

🔧What Does This Mean for You?If your AC still uses R-22:

• Repairs can be expensive due to dwindling supply
• You may be one leak away from a full system replacement
• Rebates may apply if you switch to an eco-friendly upgrade

If you’re upgrading:

• New systems use modern refrigerants like R-410A or low-GWP options like R-32 or R-454B
• These refrigerants are more efficient and environmentally friendly
• Better for your long-term comfort and your utility bills

Top Refrigerant Alternatives in 2025

• R-410A: Current standard in most systems; being gradually replaced
• R-32: Lower GWP and more efficient cooling
• R-454B: Emerging replacement with even lower environmental impact
• CO₂ and Hydrocarbon-Based Refrigerants: Used in niche systems; growing popularity in ultra-efficient models

Are There Rebates or Incentives?
Yes—many Minnesota homeowners qualify for:

• Xcel Energy or CenterPoint Energy rebates for upgrading to high-efficiency AC or heat pump systems
• Federal tax credits under the Inflation Reduction Act for environmentally responsible upgrades

These can offset a good chunk of your install cost—ask our team how to stack them.

Should You Replace or Repair?If your system is:

• Over 10 years old
• Using R-22
• Facing expensive repair estimates

…it might be time to consider a replacement. We’ll help you choose a system with refrigerants that won’t phase out again in five years.


You don’t need to figure this out alone. Whether you’re in Anoka, St. Louis Park, or anywhere in our service area—we’re here to walk you through your options without pressure.

When Minnesota winter finally lets go, that first flip of the thermostat to “cool” can be a moment of pure joy—unless your system isn’t ready. Before the real heat rolls in, take a few simple steps to prep your AC and make sure you’re set for a comfortable season.

1. Change Your Air Filter
This one’s easy but often skipped. A fresh filter improves airflow, boosts efficiency, and helps protect your system from strain during peak usage.

2. Clean Around the Outdoor Unit
Remove leaves, sticks, and debris from the condenser area. Give it at least 2–3 feet of clearance and gently rinse the coils with a hose (power off first).

3. Check Vents and Registers
Make sure indoor vents are open and unblocked by furniture or rugs. Poor airflow = poor performance, even with a perfectly running unit.

4. Schedule a Professional Tune-Up
Preventative maintenance is key. A spring tune-up includes coil checks, refrigerant levels, and catching issues before they lead to costly breakdowns in July.

5. Test Early—Not on the First Hot Day
Turn on your AC before it’s 90°. If something’s wrong, you won’t be stuck waiting in peak-season service backups.

Comfort Is Cheaper Than a Crisis
A little prep goes a long way toward a cool, stress-free summer. And if you run into issues? We’re just a call away with fast, honest service rooted right here in Minnesota.

📞 763-753-6623

It’s 85° and rising, but your AC is barely keeping up—or worse, blowing warm air. If your system isn’t cooling properly, don’t panic. Here are the most common culprits, plus what you can do before making a service call.

1. Dirty Air Filter
A clogged air filter restricts airflow, which means your AC has to work harder and cool less.
Quick fix: Swap it out. It’s cheap, easy, and often the solution.

2. Low Refrigerant Levels
If your system is blowing air, but it’s not cold, refrigerant could be low due to a leak.
Call a pro: Recharging alone isn’t the answer—leaks need to be fixed, too.

3. Blocked or Dirty Coils
Outdoor condenser coils can get clogged with grass, dirt, and leaves.
Quick fix: Carefully hose off the unit (power off first), or schedule a pro cleaning.

4. Thermostat Trouble
​Sometimes it’s not the system—it’s the settings.
Check: Thermostat is on “cool,” the temp is set correctly, and batteries are fresh.

5. It’s Just Too Hot Out
In extreme Minnesota heat, older or undersized units may struggle to keep up.
What to do: Use fans, close blinds, and consider a system upgrade if it happens often.

Still Not Cooling?
We’re just a call away. Our techs are local, trained, and never pressure you into repairs you don’t need. Let’s get your system cooling again—fast.

Why Ductless HVAC Is Ideal for Older Homes Without Existing Ductwork
Older homes across Minnesota have a lot to love—hardwood floors, thick plaster walls, and cozy layouts built to last. What many don’t have? Central ductwork.
That’s where ductless HVAC comes in.

Why Ductless Works for Historic and Older Homes
Ductless mini-splits are the go-to solution for homeowners who want to modernize their heating and cooling without sacrificing the structure or aesthetics of their space.
Instead of large ducts, ductless systems use small conduits to connect an outdoor unit to indoor wall-mounted units—making installation fast and minimally invasive.

No Major Remodeling Required
Older homes often lack the space for traditional duct installation. Tearing into walls, ceilings, or historic woodwork isn’t just costly—it can permanently alter the character of your home.
With ductless:

• No demo
• No ceiling drops
• No attic ductwork needed
• No loss of closet or storage space

You get modern comfort without gutting the place.

Custom Comfort Room by Room
Ductless systems allow room-by-room temperature control—great for homes where insulation varies or layouts are less open. Each room gets its own zone, meaning:

• No more freezing bedrooms
• No more overheated kitchens
• No fighting over the thermostat

Energy Efficiency + Cost Savings
Older homes often struggle with uneven heating and cooling. Ductless units are energy-efficient, reducing wasted power and helping balance temperatures with precision. Expect:

• Lower energy bills
• Rebates from local utilities
• Long-term comfort without high operating costs

A Smart Upgrade for Timeless Homes
​If your house wasn’t built for central air, that’s okay—ductless is. Whether you live in a craftsman, farmhouse, or mid-century charmer, there’s a system that can bring comfort without compromise.

We’ll help you choose the right size, placement, and efficiency level to match your home and your needs.

📞 Call us today at 763-753-6623 to learn more.

If you’re considering a ductless HVAC system, one of the first questions you probably have is, “What’s this going to cost me?” The good news? Ductless systems are flexible, energy-efficient, and increasingly affordable—especially in Minnesota where utility incentives can offset costs.
Here’s what you need to know before you install.

Typical Cost Ranges in Minnesota
Ductless installation costs can vary based on system size, the number of zones, and your home’s layout. On average, Minnesota homeowners can expect:

• Single-zone system: $3,500–$5,500
• Multi-zone system (2–4 zones): $6,500–$12,000
• Large multi-zone or whole-home setups: $12,000+

These figures include equipment, labor, electrical, and setup. Final price depends on factors like accessibility, insulation quality, and brand choice.

What Affects the Final Price

• Number of zones: More rooms = more indoor units = higher cost
• System size and SEER rating: Higher-efficiency models cost more upfront but save more long-term
• Electrical upgrades: Older homes may need panel or wiring improvements
• Installation difficulty: Vaulted ceilings, long line runs, or limited access add time and cost

Rebates and Incentives
Utility companies like Xcel Energy and CenterPoint Energy offer rebates up to $500–$1,500 depending on efficiency levels and usage. Federal tax credits for heat pump installations may also apply if you choose a dual-function unit. Be sure to ask about local and federal programs before you commit—these can take a big bite out of the upfront cost.

Is It Worth It?
While the upfront investment might seem steep, ductless systems often pay off in 3–6 years through lower energy bills, longer lifespan, and minimal maintenance. Plus, you get comfort exactly where you need it—no more freezing basements or stuffy additions.

Thinking About Going Ductless?
We’re happy to provide honest, local quotes and explain your options clearly—no jargon, no pressure. Just Minnesota-friendly advice from a team that knows our winters and our humidity.

Ductless HVAC systems—also called mini-splits—are becoming a go-to option for Minnesota homeowners looking to cut energy bills without cutting corners on comfort. Whether you’re finishing a basement, updating a sunroom, or just tired of uneven temps, ductless could be your answer.
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Let’s break down how these systems work and why they’re winning over more homes each year.

How Ductless Systems Work
Unlike traditional systems that push air through ducts, ductless systems move heat directly to or from a room using a small indoor unit connected to an outdoor compressor. Each unit controls the temperature for its specific zone—meaning less energy waste and more targeted comfort.

Why They’re Energy Efficient

• No duct losses: Traditional systems can lose up to 30% of energy through leaky ducts. Ductless skips that entirely.
• Zoned heating & cooling: Only heat or cool the spaces you use—when you use them.
• Inverter technology: Many ductless models adjust speeds rather than cycle on/off, using less power overall.

These features add up to lower monthly energy bills, especially during peak heating and cooling seasons in Minnesota.

Cost Savings Over TimeWhile installation costs vary, many homeowners find ductless systems pay for themselves in 3–5 years through:

• Lower energy bills
• Reduced maintenance needs
• Longer equipment life
• Utility rebates and tax incentives (ask about current Xcel and CenterPoint programs!)

And if you’re using window units or electric baseboard heat? You’ll feel the difference right away—both in comfort and on your next bill.

Perfect for Specific SpacesDuctless shines in:

• Bonus rooms
• Garages or workshops
• Older homes without ducts
• Finished basements
• Home offices or additions

If there’s a room that never quite gets comfortable, this could be your fix.

Ready to Explore the Ductless Advantage?
Whether you’re planning a full HVAC upgrade or just need a better option for that one stubborn space, we’re happy to help you explore your options—without the hard sell.

📞 Call 763-753-6623 to set up a no-pressure consultation.

Summer in Minnesota can be beautiful—but also brutally hot and humid. Whether you're in the Twin Cities, Duluth, or out in Greater Minnesota, your HVAC system works overtime to keep your home comfortable. But cooling your home efficiently isn’t just about cranking the AC. It’s about working with the system you have, maintaining it smartly, and using a few community-tested tricks to keep your space cool without burning a hole in your wallet.

Here’s how to stay cool and stress-free this summer—with HVAC strategies that work in Minnesota’s unique climate.

1. Schedule a Seasonal HVAC Tune-Up 
Your HVAC system might’ve hibernated through a long winter, but Minnesota summers demand just as much attention. Schedule an HVAC check-up in late spring to:

• Ensure your system is running efficiently before peak heat
• Catch worn-out parts before they fail
• Prevent mid-summer breakdowns 

Local tip: In Minnesota, humidity can be just as punishing as heat. Ask your technician to check your system’s dehumidifying performance, too.

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2. Optimize Your Thermostat for Minnesota’s Temperature Swings
Summer days can hit 90°F while evenings cool off. A programmable or smart thermostat helps manage these fluctuations automatically.

Try setting:

• 78°F when you’re home
• 85°F when you’re away
• 72–74°F for sleeping comfort 

Many Minnesota utilities offer rebates for installing smart thermostats—check with Xcel Energy or Minnesota Power.


3. Change Your Filters—Especially if You’ve Got Allergies or Pets
In a state where spring pollen meets summer dust and dander, air filters clog quickly. Change them every 1–2 months in summer to keep air flowing freely and reduce allergens.

If you live in a rural or lake area with more open windows and dust, check filters even more frequently.


4. Seal Air Leaks for Maximum Efficiency
Minnesota homes, especially older ones, are notorious for air leaks around windows, doors, and basements. Don’t let that cool air escape! Weather-stripping, caulking, and even thermal curtains can reduce the strain on your AC.

Community tip: Ask your city or utility provider about home energy audits—many Minnesota communities offer them free or at a discount.


5. Keep Outdoor Units Clear from Debris 
By June, your outdoor condenser may be covered in cottonwood fluff, maple seeds, or overgrown shrubs. A quick cleanup can improve performance and prevent overheating.

• Trim vegetation within 2 feet
• Rinse coils with a hose (gently!)
• Clear off pollen buildup from nearby trees
  
  
  

6. Run Ceiling Fans the Right Way
Ceiling fans can make your home feel 4–6 degrees cooler—but only if they’re spinning counterclockwise in summer. This creates a breeze that complements your AC.
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7. Plan Your Chores Around the Heat
Ovens, dryers, and dishwashers give off heat that competes with your AC. During Minnesota's warmest months (July and August), run major appliances in the early morning or late evening.


8. Upgrade If Your HVAC System Is Over 12 Years Old
Minnesota’s extreme seasonal shifts take a toll on HVAC systems. If yours is over 12–15 years old, it may be time to upgrade to a more energy-efficient model.


📞 Call us at 763-753-6623 – we're here to help you stay cool all summer long!

If your air conditioner is struggling to keep up—or not working at all—it might be time for a replacement. But let’s be honest: replacing your AC unit isn’t pocket change. It’s an investment in year-round comfort, energy savings, and peace of mind.

Here’s what Minnesota homeowners need to know about what it costs, how to pay for it, and why planning ahead can save you serious stress (and sweat).

How Much Does a New AC Unit Cost in Minnesota?
The cost of replacing a central air conditioner varies, depending on system size, efficiency rating (SEER2), and installation complexity. On average:

• Basic replacement systems: $4,500–$6,500
• Mid-efficiency systems: $6,500–$8,500
• High-efficiency or heat pump systems: $8,500–$12,000+

Factors that can affect your price:

• Home size and layout
• Ductwork condition or modifications needed
• Brand and SEER2 rating
• Permit and code requirements in your city

Pro tip: If your furnace is also older, you may qualify for rebates or savings by replacing both systems together (combo installs often lower labor costs).


Financing Options for Your New AC
Don’t let upfront costs stop you from getting the comfort you need. Many Minnesota homeowners are choosing flexible financing to spread the cost over time—with manageable payments and often 0% interest promotional periods.

Popular HVAC financing options include:

• Manufacturer-sponsored financing (Trane, Luxaire, and Reheem)
• Third-party lenders like Greensky or Synchrony
• Local utility rebates with financing tie-ins (check Xcel or CenterPoint Energy programs)

Why Financing Makes Sense

• No big upfront payment
• Keeps cash flow flexible for other home needs
• Often includes service plans or extended warranties
• Get a better system today, not a band-aid repair

In a Minnesota summer, waiting too long on a failing system can cost you more in emergency repairs, high energy bills, or even water damage from freeze-ups.

Is It Time to Replace?It might be, if your current system:

• Is 10–15+ years old
• Needs frequent repairs
• Isn’t cooling evenly or efficiently
• Still uses R-22 refrigerant or struggles with leaks
• Drives up your energy bill each month

Local, Family-Owned Comfort That Fits Your Budget

We know it’s not just about cooling—it’s about caring for your home, your family, and your wallet. That’s why we offer honest assessments, clear pricing, and financing options that make sense.

Call us at 763-753-6623. We’ll walk you through your options and help you find the right fit—no surprises, no stress.